Services - Positive Balance LLC

Financial Coaching Services Designed for Real Life

At Positive Balance LLC, we help individuals and small business owners gain clarity, control, and confidence with their money. Whether you're overwhelmed, stuck, or simply ready to build a stronger financial future, our coaching services are here to support your next step. We offer one-on-one coaching sessions tailored to your unique situation, so you get the guidance that works for your life—not a one-size-fits-all plan.

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Theresa Disbrow With Happy Young Female Client

What Services We Offer

Personal Financial Coaching

Perfect for individuals and families who want to take control of their personal finances.

You’ll learn how to:
• Create and stick to a realistic budget
• Identify spending patterns and plug financial leaks
• Pay off debt faster and smarter
• Build emergency savings and long-term wealth
• Plan for life goals like homeownership, college, or retirement

Who it's for:
Anyone feeling like they’re living paycheck to paycheck, unsure where their money goes, or overwhelmed by trying to manage it all alone.

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Small Business Financial Coaching

Support for small business owners juggling business and personal finances.

You’ll learn how to:
• Separate business and personal finances
• Set up a practical cash flow system
• Understand basic tax and expense planning
• Get organized with tools that fit your business model
• Make informed decisions about growth, pricing, and budgeting

Who it's for:
Entrepreneurs and small business owners who want to better manage their money and make confident financial decisions.

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Goal-Based Coaching Plans

For those working toward specific financial milestones.

We’ll help you:
• Create a custom roadmap for major goals
• Build habits and systems that support progress
• Stay focused with accountability check-ins
• Adjust your plan as life changes

Common goals include:
• Saving for a home
• Paying off student loans
• Building sustainable retirement savings
• Preparing for children’s education

Start Building Your Plan Today

What Makes Our Coaching Different

Our coaching experience includes the following differentiators:

• No judgment. No lectures. Just clear, supportive guidance.
• Practical tools you can use right away.
• Personalized plans that fit your lifestyle and values.
• Real accountability to keep you on track.

Whether you’re starting from scratch or looking to improve what you’ve already built, we’re here to walk with you - step by step.

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How We Offer Our Services

Coaching Designed To Meet Your Needs

We start by understanding your goals and objectives, then align on the best program to achieve them.

• Free 15 minute consultation to see if coaching is right for you
• Two hour Discovery Session to gain clarity
• Three month coaching programs
• Six month coaching programs

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